Wednesday, December 8, 2010

Why I'm still against the "home ownership as wealth creation" philosophy

I've said it before and I will say it again:you want to show off how much money you want people to think you have "buy a house", you want to build up assets and wealth buy liquid items. What are liquid items:stocks, bonds, treasury: notes, bonds, bills;options, SOME commodities and raw material precious gems and metals.

Yes those things have fluctuating values but they are a lost faster and easier to sell than a house. Those who have read some of my past blogs talking about my portfolio will see what I mean. I talked last year about selling ford, now with a bank account attached to my brokerage account its at most a 5 day turn around between me selling the stock(if I do it at market value not a stop order which of course would require the stock to first hit my target sale price up or down) and the money being in my bank account ready to spend.
Also with stocks and other "smaller" liquid assets you don't need as much down and credit isn't that big an issue. If you have enough money to start the account they let you. While its better to buy in "round lots"(usually a stock order of 100 shares or multiples of 100) you could buy 1, 5, 10, 50 etc(and anywhere in between or above one of those numbers) as long as you have the money for the shares plus brokerage fees. Usually the brokerage fee is added per every X shares purchased PER order, so if you go over that share amount even by a share tack on another brokerage fee, if you make another stock order whether it be the same or a different stock tack on another brokerage fee.

Is it perfect no, I mean yeah gold, gems etc if you had a vault you could see and visit those but for most folks you log in to see your stock certificates. So yes if you wish to parade around your wealth you have to have a house or a car. What's wrong with saving up for those things? I mean what good is putting all of your money into something you don't actually own yet? Most trade able vehicles as long as it doesn't crater, expire, or self destruct whether it goes up or down you still own it. Miss a few car payments they take the car back and you don't get a dime. At least if a stock, right or warrant(different names for trade able vehicles) implodes if nothing else you get the tax write off.

I mean yes if you wanted to you could just hoard the cash in various bank accounts. Cash is always good and always king, so yes if you aren't worried about playing the casino game of investing its hard to argue with just keeping the cash on hand. Hell even IF you invest part of your portfolio should always be cash, money market account whatever always have cash on hand.

Yes you could also show off the piles of cash all Scrooge McDuck style if ya wanted to but flaunting isn't always safe. I mean hey I've never been one for flaunting so some of this is my own personal philosophy on life and the way this should go. I still say you want to accumulate something then accumulate it. Just you know lay off the debt for a little while, I could look up numbers and charts but I'm pretty damn sure anybody in america(and even a few of my international readers) knows someone who has lost a house or car. So some abstract number or series of numbers is unnecessary all you have to do is look around. Repo men and foreclosed signs are all around. Bigger isn't always better if you can't hold on to it

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Tuesday, December 7, 2010

A little reminder from the MPD

If a police officer shows up at your house or place of business unless you are under arrest you have the right to ask questions, if you are not the owner you have the right to call the owner, if you are shown a warrant you will be given a copy of said warrant and be asked to sign off on any searches done if you give PERMISSION for them to search when they don't have a warrant.

Just like the army there are stores that sell police equipment out there so just because it looks like a cop and gives you that "I'm a person of authority don't question me demeanor" doesn't mean it is a cop. It could just be someone casing your house or place of business for a later break in attempt.  Yes many of us complain about the attitudes of police officers and some of them can be a little harsh(remember this is my non cursing blog so I know the joke about what most police officers were in high school, just can't say it here) but they are not above the law. As a matter of fact if YOU didn't call the police and the "police" show up at your establishment from an officer I was talking to yesterday while I was creating an incident report for a break in "call 911 so that the police can really show up", if you have an alarm press that, have one of the employees, family members, guests walk away and dial.  And if your english is a little weak DEFINITELY DIAL 911. Now I'm not saying get all up in the "officers face" and be belligerent, nah if it is a cop you'll probably end up in hand cuffs if it isn't a real police officer you may end up in hand cuffs and hurt somewhere, because if someone is running a scam on you the authority of the police is what they were counting on to keep you and the others around you in line, if you threaten that they'll need to subdue you in order to keep the facade going.

During a search you have rights, if they seize property you have rights(you have to sign off on what it is they took) there is no such thing as an "open ended warrant": a warrant must tell you WHAT it's for, WHERE they can search for it, WHO it is for(now if it's a gang member it may be for said gang or affiliated tatts/aliases), and WHY they are looking for said item or person. Yes you can get damn good REAL badges but not be a police officer, but you can't get damn good fake warrants that won't get the real police all up in that backside if you leave a copy.  And if it just so HAPPENS to be a real police officer who is overstepping the authority of his office, that is called a lawsuit(again from the officers mouth) because now he/she, the city and possibly the county are on the line for their wild west activities.

Now I know being darkly complected and looking at the news one might say "how can you say that police aren't above the law when we see some get away with heinous acts", because it wasn't that the police were above the law, many times they had their day in court, they had to plead their cases, and they had to wait for the juries decision. What failed wasn't the law it was the people who were supposed to make them accountable to it.  The law is clear, the people can be fallible. Sometimes our fellow human beings can be biased, petty, scared and unthinking when it comes to another human life or persons property.

Justice is supposed to be blind, but unfortunately PEOPLE can be biased and many times those biased people skew the distribution of justice.

Sunday, December 5, 2010

This is the story of a sad flute, a laughing baby and a weeping sword

I will admit this is cheating when I heard this in the opening narration I immediately pulled out my phone and typed it in, I knew it would be my title for the review. Opening lines like this is why I used to tune in to Kung Fu theater every Saturday afternoon to watch this epic tales of martial artist on quests of vengeance, self fulfillment or for honor and glory. It's a story of a soon to be hero who may not be perfect but he will grow on you and make you happy to have come along for the ride, so to the movie:

The Warrior's Way

Man am I sleepy

I actually sat down at this desk last night prepared to do the review of "The Warrior's Way" and I was dog tired. I couldn't do it so I will do it this morning. Now I fully admit that I came up with the title for that blog while in the theater, it is actually the opening line for the narration. I would have been pissed if the movie sucked, but it seemed to foretell an epic tale(which it did). So yes my everyday blogging streak has been broken finally(well technically as I did finish the "trailers" blog after midnight during my walk so truth be told I did do A blog on saturday but not by my usual standards. Saturday was a boring day though without much to report or even make me "giddy and bloggy". So no blog for yesterday proper. Sokay I've still got a pretty good clip going.

Hope everyone is enjoying their sunday(I of course could sleep in for the majority of the day because my team played on thursday so no football for me and I wouldn't be mad for missing anything.) and I hope all got a chance to rest for the upcoming week

Saturday, December 4, 2010

On the combatants path

Walking to go see "The Warriors Way" which I expect to be an awesome movie. Cowboys, ninja's, swords, the wild west and martial arts action.

Yes that is a lot to cram into one movie, yes it looks like a comic book geeks wet dream(yeah like I've ever denied being a comic book geek), and yes there are lots of ways this can become an epic fail. I'm still psyched to be walking to go see it, mad props to @thinkhero and @geektyrant for having the trailers of this movie up on their sites. First place I saw them and it wet my apetite for the movie.

And I want to be honest I hope its an over the top movie, martial arts movies are best when its over the top. Mysticism draws me in, so what if I can't figure it out, or I have a hard time believing it. If I'm spending major amounts of time debunking what happened in your movie, you win. For me to have to "debunk" something that happened in a movie means it captured the hearts and minds of millions. The fact that 30 years after the original Episode IV a new hope scientist are still doing "scientific debunkings" and discussing the practicalities of lucas' epic let's you know the power of that work.

When people just brush you off, you are a fad, a trend maybe a slow growing movement. But when they start discussing you outside of your medium, they start trying to lower the expectations of us reality because: why hasn't science or industry given us this, man you kicked some tail. I don't care what it is at some point in time if its advanced now it was an irrational fantasy of someone who thought outside the box.
Even if its magical, how many times have we heard tales of magic, might and triumph? So the fact that you have capture peoples imagination with you telling, made them want to be a part of your vision is outstanding.
People can always tell you how to do what is expected, what others have done before and made common place. To be extraordinary or exceptional that takes a lot of personal effort. At the theater again I'll take another pic do the trailer blog and cya after the movie.

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The trailers for "The Warrior's Way"

The rite

This is the new age exorcism movie again. Loosely based on supposed recent event Anthony Hopkins as the head exorcist up against a new "scourge" or demons/demonic possessions. He has a new young assistant/apprentice who is skeptical about the "veracity" of this slew of possession claims.

It looks decent, it looks like its not so much in the vein of the blair witch/haunting in where ever but the older school movies. Where while some may have been skeptical debunking was not at the top of the agenda. Probably a good date movie if you date is jumpy and is the "hold me close, keep me safe" type might not be for the faint of heart.

Drive angry 

Now let me say this first some people are gonna hear the opening narration, look and Nick cage and scream "ghost rider rip off". Let me say this to those folks:not unless they wanna pay Disney/Marvel a crapload of dough.

Nick Cage plays a dead man who escaped from hell to save his daughter or his daughters daughter(its a little murky). Some cult murdered two of the women that survived the punished soul and he didn't take to kindly to that. He does get one hell of a one liner though this demon tracking him says "you better hope the devil doesn't find out" to which Cage replies "Or what he's not gonna let me back in?". Love it might have to watch this movie iy looks a little cheesy kinda "Memphis Reigns meets The Spirit of Vengeance" since in Drive Angry its cars not a motorcycle from hell(aptly named the Hell Cycle). UnGodly(slight pun intended) weapons, big explosions, a femme fatale and some possible demonic butt kicking. Could be fun.

Season of the witch 

Second time seeing this trailer the exact same trailer I saw last time I'll hit imdb to give you character names. Same synopsis well known storied hero is charged with taking an accused witch to some distant land to have her powers broken and them be burned at the stake.

Behman(Nicolas Cage) is not sure all is what it seems and a battle between two armies and POSSIBLY metaphysical good and evil may be about to commence. Is she an evil witch or demonic concubine or some other strange empowered female. Dunno again swords and sorcery if done right tend to make a lot of money.

The fighter(the mickey ward story)

Mark Wahlberg and Christian Bale star in this Biopic about Mickey Ward, the Boston prize fighter known for his huge heart. Wahlberg plays ward showing his rise from his early days as a stepping stone, a hard nosed fighter who didn't finish his fights well and thus made his opponents look good. Anybody who owned Fight Night Round Two has probably heard the intro about the wars fought between Mickey Ward and Arturo Gatti.

Ward is a pretty decent fighter so actually I might watch this one even though I'm not a huge mickey ward fan(hey I'm sorry but the more you made Gatti bleed but couldn't get the ref to stop the fight the more likely you were about to lose. Gatti was like a real life Rocky Balboa the second you counted him out you were on the canvas) but I have seen him fight a few times and I respect the mans hustle.

Okay around the corner from the house time to bed this one add the links and the edits and post it

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Friday, December 3, 2010

On the trail of "The MooseDog"

You see that big, annoying, overly energetic, playful, goofy looking piece of dog flesh right there. Yeah that huge black and tan monstrosity that has the leash stretched taut tryin to rip my arm off(anyone else in nesbit part yes that's me screaming "I hate you" every few minutes) uh huh the one with th "waggily tail" and Cerano nose, that's Brute.

He is holding me hostage on this long pointless trek(with plenty of pics we found the bike park a minute ago) this is the longest walk I have takrn him on in some time. And now I remember why he just keeps walking, if it were more fenced in I'd take the leash off and let him run to his "lil" hearts content, but I ain chasin him "over the river and through the woods".

Now if I find a huge gingerbread house back here me and moose dog gon have a long talk. To say we are lost as hell is an understatement. I know what trail we started on(red) but some how we got on the white one(I don't know why he keeps raising his leg he's been pissing dust for 20 minutes). If I thought I needed cardio today I have gotten it in spades I see houses so if nothing else we can just walk the tree line out of here.

Okay turning around I think we out walked the trail. Next time I bring supplies, we've been walking for at least 20 minutes easy. I'm not dripping or drenched but I feel myself perspiring. Big nose up there those like a rock, he wants to keep going hasn't slowed down at all. Now if I send off an instant message update that means we're screwed. I'm probably sucking wind, he escaped his harness and I'm too tired to chase him.
Wow I started this blog at 8:41 and its now 9:52, this dog has been dragging me along for over an hour. Hell I didn't think I still had hour long walks in me, so yay me. Of course since I have yet to reach the car we'll see just how much walk I really have in me. It gets filed under "only as old as you feel" though cause even I would have bet against me if you asked me that off top.

You may wonder why this is my most focused blog date its because big stinky dog has me bustin my hump. So my main focus is my tired feet and the cause of their condition. Need to get some wayer soon though last thing I need is to get dehydrated in the middle of the park(woo quit footed maneuver right there I almost tripped).

Uh oh we got turned around on these windy trails somewhere so the adventure continues. I see cars now we are near the road. Billy maher and saint elmos loop, yup never heard of them. Just found this weird warped bridge. Yup there is an even wilder story in here somewhere(no gingerbread house yet) and it seems me and the bru meister here are destined to find it.

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